Trusted Advisors
in Charitable Planning & Giving
Helping families across the United States
giving back in a meaningful way
Generosity is often one of the most rewarding parts of financial success. We help clients turn goals into thoughtful giving strategies that fit within their overall financial plan.
leaving a legacy
Many clients want their generosity to continue long after they’re gone. We’ll help coordinate charitable goals with your estate plan.
implementing your plan
Every family gives differently. Whatever giving looks like for you, we’re here to help make the process simple and intentional.
Philanthropy doesn’t have to be complicated.
O’Keefe Stevens is here to help.
Making an Impact Through Strategic Giving
For many individuals and families, charitable giving is about more than supporting meaningful causes—it’s about creating a lasting legacy and making a difference in the lives of others. Thoughtful charitable planning can help maximize the impact of your gifts while potentially creating tax and estate planning benefits.
At O’Keefe Stevens Advisory, we help clients incorporate charitable giving into their overall financial plan. Whether you’re making annual donations, planning larger gifts, supporting future generations, or creating a charitable legacy, we work with you to develop a strategy aligned with your values and financial goals.
Qualified Charitable Distributions (QCDs)
For eligible IRA owners, Qualified Charitable Distributions can be a tax-efficient way to support charitable organizations. We assist clients in coordinating QCDs directly from retirement accounts to qualified charities and help ensure these distributions are properly completed and documented.
For many retirees, QCDs can help satisfy required minimum distributions (RMDs) while reducing taxable income.
Charitable Giving Accounts
We help clients establish and manage charitable investment accounts, often referred to as donor-advised funds or giving funds, which can provide flexibility for future charitable contributions while potentially offering tax advantages.
These accounts can simplify charitable giving, allow for long-term charitable planning, and create opportunities for strategic gifting.
Tax-Efficient Giving Strategies
Certain assets may be more advantageous to donate than others. We help clients evaluate charitable giving opportunities involving cash, appreciated securities, retirement assets, and other investment holdings to help maximize the impact of their charitable gifts.
Legacy and Estate Giving
Many clients wish to support charitable organizations beyond their lifetime. We help clients incorporate charitable goals into their estate plans and coordinate with attorneys and tax professionals to implement those objectives.
Charitable Planning as Part of Your Financial Plan
Charitable giving should not occur in isolation. We help clients integrate charitable goals with retirement planning, tax planning, investment management, and estate planning to create a coordinated strategy.
Reviewing Your Plan Over Time Family Philanthropy Planning
For families interested in creating a culture of giving, we help facilitate discussions around charitable goals, family values, and multi-generational philanthropy strategies.
Giving with Purpose
Every charitable strategy begins with understanding what matters most to you. Whether your goal is supporting local organizations, faith-based charities, educational institutions, healthcare initiatives, or causes that have impacted your family, we help ensure your charitable giving aligns with your broader financial objectives.
Annual Giving & Gift Planning
Many clients have charitable and family gifting goals that extend beyond their long-term estate plans. We help clients develop and implement annual gifting strategies that support the people and organizations they care about most.
Whether you’re making recurring donations to charitable organizations, supporting family members, contributing to education savings plans, or making larger one-time gifts, we help coordinate the process and ensure gifts align with your overall financial plan.
A Coordinated Approach
Effective charitable planning often involves collaboration among financial advisors, accountants, attorneys, trustees, and charitable organizations. We work alongside your professional team to help ensure charitable giving decisions are implemented efficiently and thoughtfully.
Let’s Discuss Your Charitable Goals
Whether you’re exploring charitable giving for the first time or looking to enhance an existing strategy, O’Keefe Stevens Advisory can help you create a plan that supports the causes you care about while remaining aligned with your overall financial goals.
Charitable Planning puts purpose behind giving.
We will help integrate your charitable goals with planning for retirement.
Charitable Planning Frequently Asked Questions
A Qualified Charitable Distribution allows eligible IRA owners to transfer funds directly from their IRA to a qualified charity. When completed properly, the distribution may count toward required minimum distributions (RMDs) while potentially excluding the amount from taxable income.
Yes. For eligible individuals, a QCD can satisfy all or part of an annual RMD requirement while supporting charitable causes important to you.
Most public charities qualify to receive QCDs. Certain organizations, such as donor-advised funds and private foundations, generally do not qualify. We can help coordinate with your tax professional and chosen charity to ensure eligibility requirements are met.
A donor-advised fund is a charitable investment account that allows you to contribute assets, potentially receive an immediate tax deduction, and recommend grants to charities over time. It can be an effective tool for organizing and managing charitable giving.
A charitable giving account may provide flexibility, simplify recordkeeping, allow assets to remain invested for future giving, and create opportunities for more strategic tax planning.
In many situations, donating appreciated securities may be more tax-efficient than selling the investment and donating cash. We can help evaluate whether this strategy aligns with your goals and coordinate implementation when appropriate.
Many clients choose to leave a portion of their estate to charitable organizations through beneficiary designations, trusts, wills, or other planning strategies. Charitable giving can help support causes important to you while potentially reducing estate taxes in certain circumstances.
Depending on your circumstances, charitable giving strategies may provide income tax, capital gains tax, or estate planning benefits. We work alongside tax professionals to help identify opportunities that align with your goals.
There is no one-size-fits-all answer. We help clients evaluate their family goals, legacy objectives, and financial resources to determine an appropriate charitable giving strategy.
The first step is identifying the charitable organizations and causes most important to you. From there, we can help evaluate giving strategies that complement your financial, tax, retirement, and estate planning goals.
