Trusted Advisors
in Tax Planning
Helping families across the United States
keep more of what you earn
Thoughtful planning can often reduce surprises and help you make more informed financial decisions. We incorporate tax planning into your financial plan all year long.
working alongside your cpa
We enjoy collaborating with accountants to help coordinate financial and tax planning strategies. We have an extensive network of CPAs to recommend.
potential tax implications
Every investment decision has potential tax implications. By considering taxes alongside your retirement, investment, estate, and charitable goals, we help create a financial strategy that’s designed with the bigger picture in mind.
You don’t have tackle tax season on your own.
O’Keefe Stevens is here to help families with Tax Planning across the United States.
Helping You Keep More of What You Earn
Effective wealth management goes beyond investment returns. Tax-efficient planning can have a significant impact on your long-term financial success. At O’Keefe Stevens Advisory, we incorporate tax considerations into the financial planning process to help clients make informed decisions throughout the year.
While we do not prepare tax returns or provide tax advice, we work closely with clients and their tax professionals to help identify planning opportunities and implement tax-efficient strategies.
Coordination with Tax Professionals
We can recommend qualified accountants and tax professionals when needed and regularly collaborate with clients’ existing tax advisors to support coordinated planning.
Tax-Efficient Investment Management
Our investment process incorporates tax considerations designed to help minimize unnecessary tax consequences while remaining focused on long-term financial goals.
Tax Loss Harvesting
When appropriate, we identify opportunities to realize investment losses that may help offset current or future capital gains and reduce taxable income.
Capital Gain and Loss Tracking
We monitor realized gains and losses throughout the year and help clients understand the potential tax implications of investment decisions.
Roth Conversion Analysis
For many investors, Roth conversions may create opportunities for future tax savings. We help evaluate when and how Roth conversions may fit into an overall retirement and tax strategy.
Retirement Distribution Planning
We assist clients with developing withdrawal strategies that consider income taxes, required minimum distributions (RMDs), Medicare premiums, and other important planning factors.
Estimated Tax Payment Assistance
We help clients understand potential tax obligations resulting from investment activity, retirement distributions, and other planning decisions so they can work with their tax professionals regarding estimated tax payments.
Charitable Giving Strategies
We help clients evaluate tax-efficient charitable giving techniques, including qualified charitable distributions (QCDs), donor-advised funds, and appreciated securities donations.
Tax Planning Throughout the Year
Tax planning should not happen only at tax time. We believe proactive planning throughout the year can help uncover opportunities and reduce surprises when tax season arrives.
Our team regularly reviews changes in tax laws, client circumstances, and investment activity to help identify planning opportunities that align with each client’s goals.
A Team-Based Approach
Successful tax planning often requires collaboration among financial advisors, accountants, and attorneys. We work closely with your professional team to help ensure financial decisions are evaluated through both an investment and tax planning lens.
A Let’s Discuss Your Tax Planning Opportunities
Contact O’Keefe Stevens Advisory to learn how tax-focused financial planning can support your long-term financial goals.
Tax Planning is a Ongoing Effort
Instead of reacting every April, we assist our clients with tax planning year-round.
Tax Planning Frequently Asked Questions
No. We do not prepare tax returns or provide tax advice. We work alongside clients and their tax professionals to help identify tax-efficient planning opportunities and coordinate implementation strategies.
Taxes can have a significant impact on your long-term financial success. Proactive tax planning may help reduce unnecessary tax liabilities, improve retirement outcomes, and create opportunities to preserve more of your wealth over time.
Tax loss harvesting involves selling investments at a loss to help offset capital gains or reduce taxable income. When appropriate, this strategy can improve after-tax investment outcomes while maintaining alignment with your investment objectives.
A Roth conversion involves transferring assets from a traditional retirement account to a Roth account. While taxes are generally due on the converted amount, future qualified withdrawals from the Roth account may be tax-free. We help clients evaluate whether this strategy may fit their financial goals.
Yes. We monitor realized gains and losses throughout the year and can help clients understand the potential tax implications of investment activity. We often coordinate these discussions with clients’ tax professionals.
Estimated tax payments may be required when income taxes are not fully withheld from income sources. We help clients identify situations where estimated payments may be needed and coordinate with tax professionals to ensure appropriate planning.
Absolutely. We believe financial planning is most effective when advisors and tax professionals work together. We regularly collaborate with accountants to help coordinate tax-efficient financial decisions.
Tax planning should be an ongoing process rather than a year-end exercise. We review tax considerations throughout the year to identify opportunities before important deadlines pass.
Potentially. Retirement distribution strategies, Roth conversions, charitable giving techniques, and account withdrawal sequencing can all influence a retiree’s tax situation. We help clients evaluate these opportunities as part of their overall financial plan.
Common year-end planning opportunities may include tax loss harvesting, charitable contributions, Roth conversions, required minimum distribution planning, and reviewing realized gains and losses. The appropriate strategies depend on your unique financial circumstances.
