Home office desk with a notebook, pen, coffee mug, and laptop, SEP IRA article cover

The SEP IRA: A Retirement Plan Made for Entrepreneurs

If you work for yourself, a Traditional or Roth IRA alone usually won't replace your income in retirement. A SEP IRA lets self-employed individuals and business owners contribute up to $72,000 in 2026, with simple setup and a funding deadline that runs to your tax filing date.
by Kellan Peer
on Sep 25
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Older couple reviewing paperwork and a laptop together at a dining table

Net Unrealized Appreciation: A Tax Break Worth Knowing About

If you spent a career at one company and your 401(k) is stuffed with its stock, net unrealized appreciation is […]
by O'Keefe Stevens Advisory
on Aug 13
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Older couple counting cash and reviewing bills at a table

Required Minimum Distributions: What Rochester, NY Retirees Should Know

For years, your retirement accounts grew quietly and mostly tax-deferred. Then a rule kicks in that surprises many savers: the […]
by O'Keefe Stevens Advisory
on Jul 22
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Older couple talking at a home office desk with a laptop

Roth Conversion Strategies for Rochester, NY Retirees

You’ve saved diligently for decades, and most of that money sits in a traditional IRA or 401(k). A Roth conversion […]
by O'Keefe Stevens Advisory
on Jul 22
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